Re: ?Insurance Games ? Ruling saddles patients with avoidable costs,? Saturday Editorials.
Since our family is not covered by an employer-based group insurance plan, we are always very mindful of verifying that any doctor, hospital, surgery center, lab or x-ray technician accepts our private insurance as in-network before an office visit or procedure. Texas Insurance Commissioner Eleanor Kitzman seems to be on a mission to make that impossible.
She rescinded the order that required health insurance companies to disclose whether doctors who practice at a hospital are in the same health care network as that hospital. Obviously, she favors the insurance companies over protecting consumers from being charged much higher out of network rates.
Perhaps consumer protection is no longer a part of her job description. Gov. Perry appointed her to this position.
Sue Owens, Far North Dallas
Hospitals have no incentive
Re: ?Regulator drops rules aimed at surprise bills,? Aug. 22 news story.
There is no incentive for hospital-based physicians to join insurance provider networks. They get paid more by being paid ?out of network? and billing the unsuspecting patient for the balance.
Have you ever tried telling a hospital that you won?t accept care from a provider outside your insurance network? They go ballistic. I had cervical disk surgery in 2008. The neurosurgeon who did the operation was in my insurance network. He got paid less than the anesthesiologist who was out of network. You usually don?t meet the anesthesiologist until the day of surgery at which time you aren?t generally asking questions about what insurance network they are in.
Troy Worthy, Hurst
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